![]() ![]() The Better Business Bureau gives First Republic an A+ in trustworthiness. Your deposits are FDIC insured for up to $250,000 for an individual account, and $500,000 for a joint account. To contact First Republic customer service, call Monday through Friday, 5:00 a.m. The mobile app has 4.8 out of 5 stars in the Apple store, and 4.4 out of 5 stars in the Google Play store. The banks also has free ATMs around the country. How First Republic Bank worksįirst Republic Bank is a brick-and-mortar institution with 76 branches in seven US states: You also won't earn a competitive interest rate unless you have at least $50,000.įirst Republic also has a money market checking account, which comes with paper checks along with a debit card. The minimum opening deposit of $5,000 is higher than what many banks require. An ATM provider may charge you, though, and First Republic won't reimburse you. The First Republic Money Market Savings Account sends you a debit card, and the bank doesn't charge a fee for using out-of-network ATMs. Show Pros, Cons, and More chevron down icon An icon in the shape of an angle pointing down.Ī money market account is a lot like a savings account, except it typically provides you with an easier way to access your money, such as a debit card or paper checks.
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